What it means
Storms and seasonal risk remind you that good weather averages do not remove hurricane, wildfire, flood, or heat wave concerns.
How we calculate it
We add public hazard records to the climate picture so seasonal risk is visible alongside average weather.
Sources and freshness
NOAA, FEMA, ThinkHazard, NASA POWER, and public climate records.
Source periods vary by place. City pages show dated source context for the applicable measure when it is available.
Limitations
Historical exposure does not predict a future event or replace property specific flood, wildfire, storm, and insurance research.