Planning a monthly budget
A local monthly estimate of $3,190 gives you the starting point, with housing taking the largest share.
- Housing
- $1,146
- Utilities (in rent)
- $247
- Food
- $472/mo
- Transportation
- $1,077/mo
- Healthcare
- $495
Utilities are included in housing so they are not added twice. The separate Utilities row is a reference estimate.
How the total can change
A traveler-style stay, a couple household, and long-term rent answer different planning questions.
- Comfortable Living
- $4,506
- Cost of Living for Couple
- $4,563
- Typical 1BR Rent
- $1,146
Good
Good
Very Good
Everyday expenses
Dining, transportation, taxes, and car needs can change how the monthly budget feels.
- Dining Out
- $230/mo
- Need for a Car
- Required
- Property Taxes
- Moderate
- Overall Feel
- Moderate
Excellent
Fair
Sources & methodology
Use the budget value as a planning signal for everyday spending, not as a quote for a specific household. It is most useful when compared with healthcare, safety, and climate on the same page.
Housing mix, exchange rates, healthcare needs, car ownership, and travel style can move a real monthly budget materially.
- U.S. Census ACS 2024 5-year table B25031
Used for Comfortable Living, Cost of Living for Couple, Minimum Needed, Typical 1BR Rent, Overall Feel
Checked 2026-05-07
- U.S. Energy Information Administration; U.S. Census Bureau; U.S. Bureau of Labor Statistics
Used for Utilities
Checked 2026-07-15
- U.S. Bureau of Labor Statistics
Used for Groceries, Transportation
Checked 2026-07-15
- USDA Food Plans + OpenStreetMap dining POIs
Used for Dining Out
- U.S. Environmental Protection Agency National Walkability Index
Used for Need for a Car
Checked 2026-07-10
- U.S. Census Bureau
Used for Property Taxes
Partnerships never affect rankings, scores, methodology, or inclusion.
Partner with Retirement Lists